Credit Scores Are Bullshit – “I used to think a credit score was all about your ability to pay, but it’s clear now it’s more about how profitable you will be to banks.” I have very little doubt about this. It became clear to me a few years ago that credit cards companies are really little more than legitimized scam artists designed to keep the maximum number of people in the greatest amount of debt so that CEOs can get rich off the backs of everyone else. It doesn’t make sense that the more wisely you handle your money, the lower your credit score gets, but that’s the way the system seems to be designed to work. Personally, I’d rather have a low credit score than be in perpetual hock to everyone and their uncle. (Source: BoingBoing)